S.D. Taylor Limited

Statement on the Modern Slavery Act 2015

This is the statement regarding slavery and human trafficking, provided by S.D. Taylor Ltd (“SDT”) following the introduction of the Modern Slavery Act 2015 (‘the Act’) on 26 March 2015.


S.D. Taylor Ltd (“SDT”), trading as Loans at Home, is one of the UK’s leading providers of home credit. It has a turnover of approximately £60m, employs over 300 people and operates a network of circa 900 agencies operated by self-employed agents. The business operates from one head office in Leeds, a customer centre in Hanley and 61 other offices throughout England, Wales and Scotland. SDT is a subsidiary within a Group of companies. The parent company of the Group is Non-Standard Finance Plc.


As a financial services provider, the business has a relatively straightforward supply chain compared with those of other sectors. The majority of products and services are sourced from suppliers based in the UK. Our supply chain includes but is not limited to:


  • Domestic services (i.e.) cleaning
  • Hospitality and catering
  • Recruitment
  • IT and software development
  • Financial and legal services
  • Marketing and advertising
  • Transportation
  • Utilities
  • Property


The Board and management consider the risk of modern slavery in the business and within its supply chain to be low.

SDT is opposed to slavery and human trafficking in its direct operations and in the indirect operations of its supply chain. As such, SDT will not knowingly support or do business with any organisation involved in slavery or human trafficking.


A range of policies are in place to help identify and mitigate risk in the business, including that of slavery and human trafficking, and to ensure appropriate behaviours throughout the Company. These include:


  • Anti-slavery & Human Trafficking Policy
  • Third Party Suppliers and Procurement Policy
  • Financial Crime & Anti-Money Laundering Policy
  • Whistleblowing Policy
  • Equal Opportunities Policy
  • Health & Safety Policy
  • Recruitment Policy


Our policies on anti-slavery and human trafficking reflect both our commitment to acting ethically and with integrity in all our business relationships and also to fulfilling our obligations under the Act.


Training is provided to staff to raise awareness of the issues surrounding modern slavery and trafficking as well as to highlight risks they can pose to our business.


We will use a series of key performance Indicators (‘KPIs’) to help ensure that modern slavery and human trafficking is not taking place in any part of our business or in any of our supply chains. These include the following:


  • all staff will be required to complete anti-slavery and human trafficking training
  • all whistleblowing reports made by staff and the resulting actions will be recorded
  • selected suppliers are asked to provide information around their compliance to modern slavery


We review and monitor the effectiveness of these and any additional KPIs on a regular basis.


This statement is made pursuant to section 54(1) of the Modern Slavery Act. It has been approved by the S.D. Taylor Ltd Board of Directors and will be reviewed on an annual basis.

Davie T
David Thompson
Chief Executive Officer
S.D. Taylor Ltd
June 2021