If you’re looking to buy a sofa and would like to pay weekly, Loans at Home can provide a solution. We provide an alternative to buying a sofa on finance and you can choose any amount between £100 and £600 over a term that we’ll arrange to suit you. You can take out a cash loan with us, which you can then use to buy a sofa outright from the retailer of your choice. It means you’re free to browse couches in any shop you want, you can take advantage of big seasonal sofa sales or online deals, and you’re not tied only to those offering their own finance. It’s a flexible way to get that dream sofa into your sitting room as soon as possible. Why not use our loan calculator to get example repayments after inputting how much you’d like to borrow?

The benefits of Loans at Home

When you want a sofa on finance, Loans at Home is a great choice. We’ll send one of our friendly agents to visit you in the comfort of your home to chat about the best cash loan suitable to and affordable for your circumstances. Once details such as your loan amount, repayment period and weekly repayments have been discussed if you and the agent are happy to proceed, the agent will process the loan and hand over your cash there and then. What’s more, that same person will always be your Loans at Home contact, so you’ll have a friendly face who’s familiar with your loan from start to finish. They’ll visit each week to collect your repayments, with the cost of their visit included in the APR, and they’ll be on hand for guidance if you need it. To get the process started, fill in our online application. Once we’ve received these details and approved your application, we’ll be in touch to arrange your first home visit.

Loan Calculator

Tell us the amount you want to borrow and over how many months you'd like to repay it, and we'll calculate how much your repayments might be.

Questions about our pay weekly sofa alternative

If you’re considering taking out a loan to pay for your sofa as an alternative to purchasing a sofa on finance, here are the answers to the questions we get asked most often:

  • Can I get a sofa on finance with bad credit?

    Whether or not you can secure a loan to buy a sofa with bad credit very much depends on your individual circumstances. We explore all the options with our customers.

    When do repayments start?

    The date that your repayments start will be decided between you and your Loans at Home agent before they give you your cash loan. Our flexible approach means we can make arrangements to select a date that’s convenient for you.

  • Do I need a deposit?

    You probably already know that most standard finance packages will require a deposit. However at Loans at Home this isn’t the case.

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“I am 100% satisfied because they have helped me out in difficult times.”

Ms C from Birmingham

Loans For Household Essentials