Thinking about a Christmas loan this year?

If you’re looking at taking out a Christmas loan, we’re here to help. Use our online calculator to work out how much you’d like to borrow to help get through the festive holidays. Simply enter the amount and the time you’d like to repay the loan and the calculator will tell you what your weekly payments will be.

If you come to us for a Christmas loan, our friendly agents will work with you face-to-face to decide how much you could borrow and over what period. The process is quick – just fill in our two minute online application and we’ll get in touch to arrange a home visit with you. This can take place as quickly as 24 hours later and the Loans at Home representative who visits will take the time to help you plan your Christmas loan with care. They’ll also deliver the cash you need directly to you – there’s no need for the money to be paid into your bank account.

Loan Calculator

Tell us the amount you want to borrow and over how many months you'd like to repay it, and we'll calculate how much your repayments might be.

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“Service is spectacular! Good price range.”

Mr P from Neath

Frequently asked questions

If you’re thinking of applying for a Christmas loan but you’d like to know a little more about them, here are the answers to some of the questions we’re often asked.

  • Do you offer Christmas loans for people on benefits?

    We understand that everyone’s circumstances are different, so we offer loans to individuals on a case by case basis.

    What if I have poor or bad credit?

    If you have bad credit it is still possible to get a Loans at Home Christmas loan, as it all depends on your personal situation. Get in touch via our two minute online application form and we’ll see what we can do.

  • When will the cash be paid?

    If you’re approved for a Loans at Home loan, you can receive the cash within 24 hours if needed. Our dedicated friendly agent will go through everything about the loan on their first visit and may be able to hand over the cash loan there and then.

    How easy is it to apply for a Christmas loan?

    Fill in the short application form on the Loans at Home website and we’ll give you a call within 24 hours if you’ve been approved. One of our team members will then pop in to see you at your home and guide you through each step of the loan process. Many people receive their cash loan on the day of that first visit.